Saving for Retirement
Eligibility and participation – when you can join your employer’s plan
Contributions to your retirement account - types and limits
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Participant-directed accounts – when you can choose your own investments
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Fees you can be charged
Automatic enrollment - when your employer deposits part of your salary into your retirement account unless you make a different election
Distributions - withdrawing money from your account
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Tax on early distributions – before you reach age 59 ½
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Hardship distributions – if your plan allows, the rules to follow
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Loans – if your plan allows, the rules to follow
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Retirement distributions - when and how much you're required to withdraw
Rollovers to and from other retirement plans
Notices (information) – from your employer
Vesting – in a retirement plan, means ownership
What You Should Know About Your Retirement Plans - Department of Labor publication
Page Last Reviewed or Updated: 03-Aug-2012
