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ITG FAQ #8 Answer-Can tribal members contribute to an IRA if their only income is derived from fishing rights-related activities under section 7873?

Can tribal members contribute to an Individual Retirement Account (IRA) if their only income is derived from fishing rights-related activities under section 7873 of the Code?

No. An individual seeking to make a contribution to an IRA must have "compensation" that is included in that individual's gross income. Section 7873 of the Code provides that fishing rights-related income is exempt from federal taxes, including federal income tax. As a result, it is not included in income and cannot serve as the basis for a tribal member to make a contribution to an IRA.

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Page Last Reviewed or Updated: 2012-08-03